Need help with Equity Release?

Equity release is a “Tax Free” way of “unlocking” or “releasing” capital tied up in the property you own and live in, these funds can be used as you wish.

What you can do with equity release:

  • Repay an interest only mortgage.
  • Make improvements to your home and garden.
  • Help children and grandchildren onto the property ladder.
  • Enhance your own lifestyle.
  • Provide an additional income to help you in retirement.
  • Pay for care fees when a loved one requires additional care.

This list is by no means exhaustive and clients sometimes have other needs that they require additional funds for.

Couple happy on computer after searching for equity release

What people say about us

  • “Acclaimed Mortgage Consultancy exceeded expectations in the selection and completion of our Equity Release arrangements. Sandy & Gavin gave us friendly and professional advice, and then proceeded to monitor and expedite the legal process to a timely conclusion. We have no hesitation in recommending AMC to others seeking Equity Release financial advice”

    CG & PG
    CG & PG Birmingham
  • “Makes you feel at ease immediately and that you have her full attention for as long as required. Makes the time to listen to all your concerns - you never feel rushed. Makes sure she has all the information and knows exactly what you require before giving any advice. Explains all aspects in depth - making sure you are aware of all possible charges and the stages involved in the process. Keeps in touch while matters are going through - making sure that you are kept fully informed. Leaves you feeling that you could return to her at any time should you have any queries after completion.”

    Chris B,
    Chris B, Redditch
  • “Thank you both so much. Just rang Peter and told him, he is so happy and in his voice I could tell this will change his life. Thank-you both”

    AW
    AW Birmingham
  • “  We needed advice and help regarding equity release as we wanted to get our daughter on the property ladder as security for her and our grandchildrens future. Sandy is so approachable, knowledgeable, professional and really friendly she explains things so you can totally understand everything and puts you at ease . We cannot praise or thank her enough for all her help and hard work to get my daughter her home so quickly as she is now in the process of moving in and we can see her settled and enjoying her inheritance while we are still around too ."

    LR
    LR Measham
  • “Thank you so much for all you have done for us and the time spent doing it.  I wish with all my heart, I had known of you at the onset as you come across as a dedicated and compassionate lady. I wish you both every success with your business and all the happiness you deserve. With gratitude and best wishes”

    JS & LS
    JS & LS
  • “We required a mortgage but due to our ages did not meet the usual criteria. Sandy found us a suitable product that fulfilled our requirements. Sandy was quick to respond to any questions we asked and delivered any and all information quickly and efficiently without us having to repeatedly ask her. Additionally we found her to be very amicable and pleasant to talk to as well as professional in her manner. We have been able to purchase a property with the product Sandy had found for us.”

    PB
    PB
Equity Release uses Illustration

Key points about Equity Release:

  • Equity Release is targeted at people over the age of 55, who are home owners and looking to raise equity from their property.
  • The market is regulated by the Financial Conduct Authority. We recommend plans which come with the guarantees, as outlined by the Equity Release Council, to ensure clients financial safety and security.
  • The plans that we recommend guarantee that you can stay in your own home for the rest of your life and that you can move home (subject to your new property meeting the equity release providers criteria).
  • The plans available these days are far more flexible, to meet ever changing needs. We will help guide you through the options to ensure the plan selected is the most appropriate for you, having established your needs.
  • No debt is left to your Estate – we only recommend plans which come with a ‘no negative equity’ guarantee, so you will never owe more than the value of your home.
  • Taking out an equity release plan could affect your entitlement to state benefits and will reduce the value of your estate.
  • Take appropriate advice – taking out an equity release plan is an important financial decision and isn’t right or suitable for everyone. Consulting a qualified adviser will help you to explore your options and consider how the different plans available might best meet your requirements, both now and in the future.

Award Winning Team:

We are proud to have won the prestigious Equity Release Awards for 2 years in a row.

We care about our clients, so much so, that we don’t charge an upfront fee for our advice to ensure that our clients don’t feel that they have to proceed. We will never advise a client to proceed with equity release if we don’t feel that it is in their best interest.

We participate regularly in Equity Release Council meetings and Lenders forums.

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Need to talk? Call Acclaimed today!